Are there ATMs available in Nuwara Eliya?

Yes, there are plenty of reliable automated teller machines in and around the main town centre of Nuwara Eliya. Major local banks keep branches there, and they take international Visa and Mastercard debit, as well as credit cards.

Once you move away from the main town, when you are headed out for remote tea estates, climbing through the nearby hills, or going by the scenic train, ATMs are practically non-existent. You should always withdraw enough pocket cash in the Nuwara Eliya town centre first, to cover rural transport, pay small vendors, and deal with the estate entrance fees.