Will I face extra bank charges for paying my tour balance by card?

Yes, paying your final balance by credit card in Sri Lanka often triggers a banking surcharge, around 2.5% to 3.5%; it’s applied by the local payment gateway. To avoid that, agencies frequently suggest coming with cash, or using an international bank transfer instead.

Tour operations usually run on fairly lean margins, so businesses rarely swallow the large processing charges imposed by the credit card networks. If you pick the comfort of paying through a secure online link, or with a physical point-of-sale terminal when you arrive, the extra fee will be added to your final bill, without much delay.